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Real Estate Dictionary
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

H

Hazard insurance

Insurance protection for specified losses due to natural causes, such as fire, floods, earthquake, tornadoes, and other "acts of God"

Heir

An individual who will potentially inherit an interest in land from someone who dies

Hiatus

A gap or space between two parcels of lands that is not included in the legal description of either parcel

Home equity line of credit, or Home equity loan

A mortgage loan (usually not the primary mortgage) or line of credit which gives the property owner the option to obtain cash advances from the loan proceeds, using his or her residence as collateral, but which is not to exceed a pre-arranged amount of the owner's total equity in the property

Homeowners' association

A nonprofit association of individual owners of units in a multi-unit structure (either a planned unit development, or a condominium) that manages the common areas of that structure. In a planned unit development (PUD) project, the association holds title to the common elements, whereas in a condominium project, it holds no title to the common elements

Homeowner's insurance

An insurance policy available to residential real estate owners that protects homeowners against financial loss from fire, theft, public liability, and other risks

Homestead

Real estate that is owned and utilized as the primary family residence, protected in some states as exempt from the claims of creditors

Homestead deed

A document filed in the land records asserting a homestead exemption, protecting a variable amount of his assets (depending on which state) against the claims of creditors

Housing ratio, or Debt-to-income ratio

The percentage that results from dividing a borrower's housing expenses by his/her gross monthly income, used by the lender to evaluate an applicant's qualification for a loan

HUD-1 statement

The document used in closing a real estate transaction (also known as a "closing statement" or a "settlement sheet") which itemizes the funds that are payable at closing, including broker commissions, loan costs, and escrow amounts, and which provides a summary of the seller's net proceeds and the buyer's net payment at closing. It is required by the US Department of Housing and Urban Development (HUD) whenever federally-related mortgages are being made on residential properties

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Teri Arbogast, REALTOR®, real estate agent and broker for Davie, Weston and Plantation, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Teri Arbogast
The Teri Arbogast Team

Keller Williams Realty
1625 N Commerce Pkwy #105
Weston, FL 33326
cell: 954-242-8030
Office: 954-358-6007
Teri@TerisRealestate.com

Teri is an Award Winning, "Top Producing Broward County Agent" with KELLER WILLIAMS PROPERTIES in Weston,FL. Specializing in Davie real estate, Plantation Real Estate and Weston, FL Real Estate and all areas of Broward County Real Estate.

Teri has the knowledge and experience necessary to find the right home at the right price. Teri knows the many developments, Broward County schools and different community amenities like few others. She has strong negotiating skills and a good old fashioned work ethic. Teri is a 24/7 agent who returns her calls and e-mails promptly.

Teri believes in "treating others the way she wishes to be treated" and so far that philosophy has served her well. Through her dedication and hard work she has earned the reputation as an agent that treats her clients "like family." She is known by many as "The best realtor in Davie" but not only is she a Davie realtor, she is an experienced and seasoned Weston, FL Realtor, Plantation Realtor and highly regarded as one of the top Broward County Real Estate Agents.

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